What is tailored debt collection?
Not every claim is the same. An unpaid invoice of €3,000 where the customer does not respond requires a different approach than a claim of €18,000 where the customer raises a substantive defense. Nor does it involve rent arrears where eviction is also at issue. Or a claim against a debtor who is at risk of bankruptcy and where provisional attachment is necessary.
Tailored debt collection means that we assess each claim individually and adapt the approach to your specific situation: the amount of the claim, the debtor's attitude, the available evidence,
the urgency, and your commercial interests.
When is tailored debt collection the right choice?
Standard no-cure-no-pay debt collection works excellently for undisputed B2B business claims between €1,500 and
€25,000. However, there are situations where a standard approach is insufficient.
Tailored debt collection is advisable for larger claims exceeding €25,000 where the approach and strategy require more customization. It is also appropriate for claims where the debtor disputes the invoice on its merits, files a counterclaim, or mounts a legal defense. Furthermore, it applies to situations where other legal steps are necessary in addition to collection—such as provisional attachment, summary proceedings, a bankruptcy petition, or dissolution of the agreement.
Additionally, in rent collection involving eviction proceedings, in claims involving multiple debtors, or in business disputes where damages must be recovered in addition to the claim.
Our approach: from assessment to result
We always start with a substantive assessment of your file. We review the agreement, invoices, terms and conditions, and correspondence — and provide honest advice regarding the chances, costs, and the
most sensible course of action.
Next, we determine the approach together. This could be:
An out-of-court process via a demand letter and negotiation — in many cases the fastest and cheapest route, even for larger claims.
A legal process in which we engage a specialized lawyer for a summons, provisional attachment, or bankruptcy application.
A combined process in which we take simultaneous extrajudicial and judicial action — for example, a demand letter combined with provisional attachment in the event of indications of asset flight.
Or a negotiation process in which we negotiate a settlement, payment arrangement, or settlement agreement on your behalf.
What does customized debt collection cost?
The costs depend on the route that is most sensible for your situation. We are transparent about the costs before we start.
For undisputed claims up to €25,000, we work on a no cure no pay basis. For larger claims or more complex processes, we discuss a fixed price or a combination of a fixed price and a success fee in advance. Legal costs, such as court fees and bailiff's costs, are in most cases recovered from the losing party.
No hidden costs, no hourly rate surprises. You know exactly what to expect upfront.
One point of contact from start to finish
At MKBjuristen, you remain with a single point of contact throughout the entire process. We initiate the out-of-court process ourselves and, where necessary, immediately engage a specialized lawyer — without you having to switch firms, without transfer losses, and without your file needing to be explained again.
