Financial

Accounts receivable financing: realizing receivables through assignment or pledging. For enterprises with significant accounts receivable positions, working capital financing is a recurring theme. Banks have become more reluctant to provide overdraft facilities, while factoring and accounts receivable financing companies...

Interruption of the statute of limitations: how to keep a claim alive. The statute of limitations is a silent killer of claims. Anyone who believes that a debtor will pay in two months and who hopes...

Webshops that sell physical products to consumers must always offer a payment option where the customer does not have to pay more than half in advance. This unique Dutch rule is stated in...

In a construction contract, clear price agreements are crucial to prevent conflicts. There are different types of contract sums — from a fixed price to cost-plus work — each with its own consequences...

In the case of a business loan, parties may agree on an interest rate themselves — there is great contractual freedom. However, that freedom has limits: an excessively high interest rate may be contrary to the...

If you disagree with a decision by your insurer — a rejected claim or an insufficient payout — you do not have to accept it....

If a customer fails to pay on time, you may charge collection costs to cover the costs of collection. The amount is legally standardized via a sliding scale. In the event of...

Factoring is a form of financing in which you sell your outstanding invoices to a factoring company, which pays you (part of) the amount immediately. This improves your cash flow and you do not need to...

If you play music in your company — as background music for staff or customers — you make that music public and require licenses for it. You then pay for...

Start-up directors take risks: rapid growth, tight financing, and uncertainty are part of the deal. However, in the event of improper management or entering into obligations that the company cannot meet, directors can...