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SME Lawyers

Don't take a gamble on this: holes in a self-made document have major consequences.
Have a lawyer review it and save yourself doubt, setbacks, and exorbitant costs.

  • Truly Tailor-Made Legal Solutions
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  • Pay later after draft
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  • Express delivery possible
  • Available in Dutch and English

How does it work?
Our services include a free consultation, a draft document, a revision round, and a final document. We invoice after sending the draft document.

Experience with legal services for entrepreneurs since 2001
Lawyers and legal professionals.Direct contact with a specialist who thinks practically.
Fixed rates.Where possible, clarity regarding costs in advance.
Within 4 hoursWe respond quickly to your request.
  • We worked for, among others:
  • MKBjuristen.nl partner
  • MKBjuristen.nl partner
  • MKBjuristen.nl partner
  • MKBjuristen.nl partner

We worked for, among others:

An incorrect document often provides a false sense of security.
You think everything is taken care of, but only discover whether the document actually works during a conflict or claim.

1

Free intake

We discuss your company, the purpose of the document, and the key risks.

2

Draft or check

We draft a custom document or review your existing document legally.

3

Final version

You will receive a final version with instructions on correct usage.

Mr. Jaime Boogaers
Mr. Jaime Boogaers
Corporate Law
Attorney, 16 years of experience

A legal document must not only be legally correct. Above all, it must align with how the entrepreneur will actually use the document

  • Lawyers and in-house counsel
  • Active since 2001
  • Affordable custom legal services
  • Always focused on practical use

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Choose whether you want to have the document drafted, checked, or modified. Prices and options vary per document.

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from 99.- per document

Do you already have a document, but are unsure if it is still correct? We check content, risks, and practical usability.

from 99.- per document

Is your document outdated, copied, generated with AI, or no longer suitable? We check and adjust the document.

About us

Our expertise

Our lawyers and in-house counsel specialize in drafting, reviewing, and amending legal documents and contracts. We look not only at the legal text but also at how you use the document in practice.

Custom solutions for your industry

Every business operates differently. That is why we take your industry, customers, working methods, and specific risks into account.

Our facts

  • Active since 2001
  • Lawyers and in-house counsel
  • Fixed rates in advance
  • Tailored legal solutions for entrepreneurs
  • Thousands of agreements per year
  • Customization
  • About us
from 99.- per document

Do you already have a document, but are unsure if it is still correct? We check content, risks, and practical usability.

  • Our legal expert spends 0.5 to 1.5 hours on the check
  • Telephone intake with a lawyer
  • Checks on content, risks, and practical usability
  • Attention to liability, payment, and termination
  • Concrete points for improvement and legal advice
  • Delivered within 3 working days, express delivery possible
from 99.- per document

Is your document outdated, copied, generated with AI, or no longer suitable? We check and adjust the document.

  • Our legal expert spends 0.5 to 1.5 hours checking and making adjustments
  • Telephone intake with a lawyer
  • Verification of the existing document
  • Adaptation to your business and working methods
  • Suitable for new services, customers, or risks
  • Delivered within 5 working days, express delivery possible

About us

Our expertise

Our lawyers and in-house counsel specialize in drafting, reviewing, and amending legal documents and contracts. We look not only at the legal text but also at how you use the document in practice.

Custom solutions for your industry

Every business operates differently. That is why we take your industry, customers, working methods, and specific risks into account.

Our facts

  • Active since 2001
  • Lawyers and in-house counsel
  • Fixed rates in advance
  • Tailored legal solutions for entrepreneurs
  • Thousands of agreements per year

Reviews (21)

Eva

It was nice that we knew immediately who would be helping us. The delivery was within the agreed timeframe. These documents will undoubtedly save us a lot of headaches in the future.

Maarten

Professional approach without unnecessarily complicated language. The discussion regarding specific non-compete clauses was handled very professionally. The final result aligns 100% with our high standards.

Koen

Quick response and clear explanation. It was nice that they didn't charge by the hour for a simple extra question. Our business partners were impressed by the professionalism of the contracts.

Charlotte

The process started immediately after our agreement, without delays. Legal jargon was avoided where possible or explained in plain language. Everything was delivered neatly and on time.

Inaya

It is clear that they know what they are talking about, right from the first word. It was pleasant that what was important was explained in plain language. The document was accepted flawlessly by our investors.

Nick

The lawyer immediately asked the right, critical questions. We were excellently guided through the maze of current laws and regulations. A party that delivers on what it promises on its website.

Marouane

We didn't feel like a number, but received truly personal attention. We didn't have to figure out much ourselves. The quality fully met our expectations.

Maysa

A very smooth onboarding as a new client. Throughout the process, we were constantly kept well informed of the progress. Our business partners were impressed by the professionalism of the contracts.

Sem

The accessibility of the office is excellent. We received a clear document without unnecessary complexity. A reliable partner that strives for perfection in their documents.

Thomas

Our questions were taken seriously. The key points have been addressed effectively. The final result aligns 100% with our high standards.

Bilal

Our company's specific needs were listened to carefully beforehand. The document was clearly tailored to our working methods. Fantastic value for money for this level of expertise.

Ismail

We had a rather specific legal issue, but this was no problem at all. They were fantastic at thinking along with us about how we could keep the document commercially friendly. A party that delivers on what it promises on its website.

Roy

We quickly gained a clear picture of the possibilities. The contract was formulated in such a way that both parties felt good about it. Fantastic value for money for this level of expertise.

Farid

The promise of a quick start-up was absolutely fulfilled. The concept was clear and practically applicable. Everything was delivered neatly and on time.

Mick

No time was wasted on unnecessary formalities. The continuous thinking from the entrepreneur's perspective was a breath of fresh air. Everything was delivered neatly and on time.

Cem

From the initial consultation, it was clear what we could expect. The lawyer always maintained an overview, even when the wish list changed in the meantime. These documents will undoubtedly save us a lot of headaches in the future.

Hajar

The lawyer's sharp questions immediately got us thinking. The draft was delivered faster than promised in the quotation. Fantastic value for money for this level of expertise.

Nienke

It was a relief to speak with lawyers who speak our language. Their input regarding the termination clauses saved us from future problems. The service was professional and personal.

Levi

The decisiveness during the first meeting was very pleasant. Communication via email and phone was clear. It is evident that they have a passion for entrepreneurship.

Fouad

I couldn't see the wood for the trees, but the first meeting immediately provided clarity. The corrections were implemented lightning-fast in the new version every time. The document was accepted flawlessly by our investors.

Evelien

The review of the document was thorough. The lawyer's patience in explaining the liability clauses was admirable. These documents will undoubtedly save us a lot of headaches in the future.

Meet our office

Our ContractCheck, simply explained what can all go wrong.

Why MKB Juristen?

Since 2001, we have been active as a no-nonsense legal firm for entrepreneurs. We quickly get to the heart of the matter: with a thorough assessment, clear answers, and a document that works practically.

  • Nationwide coverage
  • First consultation free and without obligation
  • Fixed rates where possible
  • Affordable legal advice from lawyers and legal experts
  • Always a response within 4 hours

First, see how we work

A legal document requires trust. You see immediately who we are, how we help entrepreneurs, and why we do not work with standard templates.

  • You can view our working method before submitting an application
  • You will get a feel for the office and the people faster
  • The video supports the choice for customized legal solutions
  • After that, you can immediately request a quote or intake

What you can expect from us

We translate your situation into a legal document that you can actually use. You won't receive a loose template, but a document tailored to your business, agreements, and risks.

  • A clear roadmap: intake, concept, revision round, and final version
  • Practical explanation on how to use the document
  • Legal attention to liability, payment, and termination
  • Where possible, provide clarity in advance regarding price and delivery time
Are you unsure whether you should have the document drafted, checked, or amended?
During the initial consultation, we will determine the sensible course of action together. Afterward, you will know exactly where you stand.

Why customization?

A legal document only works well if it aligns with your business, agreements, risks, and industry. That is why we do not work with a standard generator, but with legal experts who assess your situation.

  • Prepared for your company
  • Telephone consultation included
  • No standard template
  • Review by legal specialists

What do you get?

You will receive a legal document that is practical and aligns with the agreements you wish to make.

  • Draft document or legal review
  • One adjustment round
  • Clear explanation where necessary
  • Fixed price where possible

The founders of MKB Juristen

Our organization consists of several small teams working within various legal fields. Each legal field has its own senior in-house counsel and/or lawyers.

Denian Wielhouwer

Corporate lawyer in corporate law & business expert

Denian Wielhouwer

Annelore Hendriks

Corporate lawyer, corporate law, administrative law

Annelore Hendriks

Ilja van Driel

Corporate law attorney, employment law

Ilja van Driel

Jaime Boogaers

Corporate law, ICT & privacy law, energy law attorney

Jaime Boogaers
Custom choices

Which choices determine the content?

Before you sign, you make a number of choices that determine the scope of the waiver. These questions help you tailor the agreement to your situation.

Choice or question Why this matters legally
Full or partial remission? Determines whether the claim lapses completely or if a remainder stands that must still be settled. Record this unambiguously.
Unconditional or conditional? Debt forgiveness may take effect immediately or only apply after the debtor performs an agreed action, such as payment of a final installment or consideration.
With or without final discharge? With final discharge, you exclude further claims regarding this debt; without this clause, room remains for later discussion.
Consequences for securities and sureties? Determine whether co-signed guarantees, pledges, or mortgage rights also lapse, as otherwise they may remain in effect.
Tax and accounting treatment? A forgiven debt may affect profit determination or taxability; discuss this with your bookkeeper or advisor.
Clauses and provisions

What components belong in a waiver agreement?

A comprehensive debt forgiveness agreement describes exactly which debt is cancelled, under what conditions, and with what consequences. The components below prevent later disputes between creditor and debtor.

Provision Relevant to Legal point of attention
Parties Always Full names of creditor and debtor, including Chamber of Commerce registration number and authority of representation, so that it is clear who is waiving the debt and who is being released.
Description of the claim Always Exact indication of the debt: amount, principal, any interest and costs, invoice or loan number and the basis, so that there is no doubt as to which obligation lapses.
Scope of the waiver Always Whether the entire claim lapses or only a part; in the case of partial remission, how the remainder is settled.
Terms and Conditions If applicable Any consideration or suspensive condition, for example that the waiver only applies after payment of an agreed final installment.
Final discharge Recommended Declaration that, after execution, the parties have no further claims against each other with regard to this claim, so that the matter is definitively settled.
Date and effective date Always The moment at which the waiver takes effect is important for accounting, interest, and potential tax consequences.
Acceptance and signing Always Signature by both parties, because remission pursuant to Art. 6:160 of the Dutch Civil Code requires an accepted offer.
Applicable law and disputes Recommended Choice of Dutch law and the competent court, so that the framework is established in the event of disagreement.
Use in practice

How do you use this document correctly?

The agreement is only effective if both parties knowingly enter into it and keep it safe. The steps below ensure a legally valid and demonstrable waiver.

Situation What should you do? Point of attention
For signature Verify the exact description of the claim and the amount against the underlying invoice or loan agreement An incorrect or incomplete description makes it unclear which debt is waived and can lead to new discussion.
Upon signing Have both parties sign and date, and keep a signed copy from both Waiver requires acceptance by the debtor; without a mutual signature, the waiver is not complete.
After signing Process the waiver in your records and adjust outstanding item lists and any reminders This way, you prevent the debtor from being wrongfully sent a demand letter or approached.
In the case of conditional remission Monitor whether the agreed condition is fulfilled before you consider the claim to have expired The waiver only takes effect once the condition has been fulfilled; writing it off earlier may cost you your claim.
Common mistakes

Common mistakes

With debt forgiveness, things often go wrong in the wording or the settlement. The errors listed below are the most frequently seen in practice, along with the consequences and how to prevent them.

Wrong Consequence Better approach
Claim described too vaguely Unclear exactly which debt is cancelled, with the risk of a new dispute Explicitly state the amount, basis, and invoice or loan number.
Notify unilaterally of remission The waiver may not take place because acceptance is lacking (Art. 6:160 BW) Have the debtor sign the agreement or demonstrably accept it.
No final discharge included The parties may still hold each other accountable for the same matter at a later date Include a clause stating that the parties have no further claims regarding this debt.
Forgot securities and guarantees Pledge, mortgage, or surety rights remain in effect unintentionally or, conversely, lapse unintentionally Explicitly regulate what happens to co-signed securities.
Tax consequences ignored Unexpected consequences for profit, deductibility, or taxability of the forgiven debt Coordinate the processing in advance with your bookkeeper or tax advisor.
Risk profile

What is your situation and what do you pay attention to?

The correct approach depends on your role and the reason for the waiver. Below you will find common situations with the key considerations.

Risk profile Example Focus in the document
Creditor who concludes a doubtful claim You write off a claim that seems uncollectible anyway, in order to close the case Record final discharge and verify the tax treatment of the write-off.
Partial waiver as a settlement You waive part of the debt in exchange for certain payment of the remainder Make the waiver conditional on the actual payment of the agreed amount.
Debt forgiveness between related parties For example, a loan from the holding company to a subsidiary or director-major shareholder Pay extra attention to business substantiation and tax implications, given potential attention from the Tax Authorities.
Debtor who wants security You are a debtor and want proof that the debt has truly been cleared Ensure you have a signed agreement with final discharge and keep it carefully.
Additional documents

When is this document not enough?

A debt forgiveness agreement arranges for the cancellation of an existing debt, but does not cover every situation. In the following cases, you will need additional or different documents.

Situation Supplementary document Why
The debtor is not paying and you want to collect instead of forgiving Debt collection With a waiver, you waive your claim; if you wish to be paid, then a collection process is the correct route.
You wish to settle the collaboration or disputes more broadly, in addition to the debt Cooperation Agreement A debt forgiveness agreement only settles the debt; broader agreements regarding the relationship belong in a separate agreement.
You want personal guidance with an ongoing conflict regarding debt Legal assistance In the event of disagreement regarding the validity or implementation of the waiver, legal assistance offers more than a standard document.
Explanation of this document

Drafting a waiver agreement, why?

Not every entrepreneur knows exactly what debt forgiveness agreements are, when they are needed, and which risks they must cover. Therefore, we explain below what this document entails, what to look out for, and why customized legal solutions are important.

What is a waiver agreement?
A waiver agreement is the agreement whereby a creditor waives their right to performance of a claim — they discharge the debtor from the obligation to pay or perform. The waiver is regulated in Article 6:160 of the Dutch Civil Code and takes effect when the debtor accepts the offer of waiver. It may relate to the entire claim or to a part thereof — partial waiver. In practice, waiver agreements are concluded during debt restructuring, when terminating shareholder relationships where the company waives shareholder loans, when settling business relationships following a conflict in which both parties have claims against each other, and during the final settlement of a termination agreement in employment law. Our lawyers draft a waiver agreement for you that accurately describes the waived claim, addresses the tax implications of the waiver, and — in the context of a broader settlement — functions correctly as part of a final discharge.
What are the tax consequences of remission?
Debt forgiveness has tax implications that must be addressed in the forgiveness agreement. In the case of forgiveness of a claim against a company by its shareholder, the following applies: the forgiveness may be regarded as an informal capital contribution if the shareholder forgives the claim simply because he is a shareholder. In the case of forgiveness by a creditor to a debtor-entrepreneur: the forgiven debt may constitute taxable profit for the debtor — the exempted forgiveness profit under Article 3:13 of the Income Tax Act 2001 applies only to a limited extent. In the case of forgiveness within the framework of debt restructuring: Article 3:13 of the Income Tax Act provides an exemption for forgiveness profit to the extent that the total profit exceeds the deductible losses. Our lawyers ensure a forgiveness agreement that correctly outlines the tax implications for both parties.
How do you distinguish remission from final discharge?
Waiver is a unilateral legal act by the creditor: he waives his claim. Final discharge is a mutual declaration whereby parties mutually waive all claims they have against each other—both known and unknown. Final discharge goes further than waiver: it also excludes future claims that are not yet known at the time of conclusion. Final discharge is common as a final provision in termination agreements, amicable settlements, and acquisition transactions. Your waiver agreement must be clear on whether only the described claim is being waived, or whether the parties also grant mutual final discharge for all claims arising from the underlying legal relationship. Our lawyers formulate the scope of the waiver exactly as you intend.
How does it work at MKBjuristen?
After a brief intake, our lawyers draft a waiver agreement that accurately describes the waived claim, addresses the tax implications, and aligns correctly with the broader settlement context — whether it concerns debt restructuring, a shareholder relationship, or a business dispute.
Are you unsure whether your document is legally correct? We would be happy to assess the sensible course of action: drafting, reviewing, or amending.
Request a quote

Why not use a standard document?

A standard document often seems like a quick solution, but usually does not fully align with your company, agreements, risks, and way of working. Our legal experts draft documents that fit your situation.

Standard document
SME Lawyers
Not tailored to your business
Tailored to your company, industry, and working methods
No control over your specific situation
Consultation with a lawyer and assessment of your risks
Possibly outdated or incomplete
Verification of current and practical provisions
No personal explanation
Explanation regarding the use of the document

A standard document seems cheap, until it doesn't fit your situation properly. That is why we provide custom legal solutions tailored to your business.

Custom solutions per industry and company

Every business operates differently and faces different legal risks. Therefore, we tailor the document to your industry, customers, agreements, and way of working.

Webshops & e-commerce

Focus on online sales, delivery, returns, complaints, payment, digital products, and consumer regulations.

Business services

Attention to the assignment, additional work, liability, payment, termination, and reliance on client information.

Construction, installation & execution

Attention to planning, delivery, warranties, additional work, materials, delays, and liability risks.

Software, SaaS & digital services

Attention to licenses, availability, support, updates, data, intellectual property, and limitation of liability.

Trade, supply & wholesale

Attention to delivery, transport, payment, retention of title, warranties, delivery times, and international agreements.

Consultants, freelancers & advisors

Attention to scope, best efforts obligations, cancellation, payment, liability, and confidential information.


A legal document only has value if it suits your practice. That is why we look not only at the text, but also at how you use the document in your business.

Common mistakes with legal documents

A legal document often seems simple, but small errors can have major consequences later on. In practice, we see that entrepreneurs run the greatest risk when a document does not align well with their business, agreements, or way of working.

  • Using a standard document that does not suit the company
  • Forgot important agreements regarding payment, delivery, liability, or termination
  • Have a document generated without legal review
  • Continuing to use old documents while the company has changed
  • Not knowing how the document should be used correctly in practice

A legal document only prevents problems if it suits your situation. That is why we look not only at the text, but also at your company, agreements, and risks.

Why is a standard document often not enough?

Because a standard document does not take into account your industry, customers, risks, and specific agreements, important provisions may be missing or not align well with your practice.

Can I create a legal document myself using AI?

AI can assist in creating text, but does not independently assess whether the document is legally appropriate, complete, and usable for your business. Legal review therefore remains important.

When do I need to have my document checked?

Have your document checked if your business has changed, you have new customers or services, you have doubts about existing agreements, or the document has not been updated for a long time.

Will I also receive an explanation about the use of the document?

Yes. We explain how to use the document in practice, what to look out for, and which steps are important to prevent disputes afterwards.

Contact us

Annelore Hendriks

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SME Lawyers at the Chamber of Commerce Source: Chamber of Commerce 2019
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