Custom legal document

Drafting a loanout-agreement

Have it drafted, amended, or reviewed by our legal experts and/or lawyers starting from 99
SME Lawyers

A template from the internet usually does more harm than good.
Have a lawyer review it and protect yourself against blunders, fines, and bitter consequences.

  • Truly Tailor-Made Legal Solutions
  • Fixed rates
  • Pay later after draft
  • Free adjustment round
  • Delivered within 5 working days
  • Express delivery possible
  • Available in Dutch and English

How does it work?
Our services include a free consultation, a draft document, a revision round, and a final document. We invoice after sending the draft document.

Experience with legal services for entrepreneurs since 2001
Lawyers and legal professionals.Direct contact with a specialist who thinks practically.
Fixed rates.Where possible, clarity regarding costs in advance.
Within 4 hoursWe respond quickly to your request.
  • We worked for, among others:
  • MKBjuristen.nl partner
  • MKBjuristen.nl partner
  • MKBjuristen.nl partner
  • MKBjuristen.nl partner

We worked for, among others:

An incorrect document often provides a false sense of security.
You think everything is taken care of, but only discover whether the document actually works during a conflict or claim.

1

Free intake

We discuss your company, the purpose of the document, and the key risks.

2

Draft or check

We draft a custom document or review your existing document legally.

3

Final version

You will receive a final version with instructions on correct usage.

Mr. Jaime Boogaers
Mr. Jaime Boogaers
Corporate Law
Attorney, 16 years of experience

A legal document must not only be legally correct. Above all, it must align with how the entrepreneur will actually use the document

  • Lawyers and in-house counsel
  • Active since 2001
  • Affordable custom legal services
  • Always focused on practical use

Choose Tailored Legal Solutions

Choose whether you want to have the document drafted, checked, or modified. Prices and options vary per document.

From 99
Customization
from 99.- per document

Do you already have a document, but are unsure if it is still correct? We check content, risks, and practical usability.

from 199.- per document

Is your document outdated, copied, generated with AI, or no longer suitable? We check and adjust the document.

About us

Our expertise

Our lawyers and in-house counsel specialize in drafting, reviewing, and amending legal documents and contracts. We look not only at the legal text but also at how you use the document in practice.

Custom solutions for your industry

Every business operates differently. That is why we take your industry, customers, working methods, and specific risks into account.

Our facts

  • Active since 2001
  • Lawyers and in-house counsel
  • Fixed rates in advance
  • Tailored legal solutions for entrepreneurs
  • Thousands of agreements per year
  • Customization
  • About us
from 99.- per document

Do you already have a document, but are unsure if it is still correct? We check content, risks, and practical usability.

  • Our legal expert spends 0.5 to 1.5 hours on the check
  • Telephone intake with a lawyer
  • Checks on content, risks, and practical usability
  • Attention to liability, payment, and termination
  • Concrete points for improvement and legal advice
  • Delivered within 3 working days, express delivery possible
from 199.- per document

Is your document outdated, copied, generated with AI, or no longer suitable? We check and adjust the document.

  • Our legal expert spends 1.5 to 2.5 hours checking and making adjustments
  • Telephone intake with a lawyer
  • Verification of the existing document
  • Adaptation to your business and working methods
  • Suitable for new services, customers, or risks
  • Delivered within 5 working days, express delivery possible

About us

Our expertise

Our lawyers and in-house counsel specialize in drafting, reviewing, and amending legal documents and contracts. We look not only at the legal text but also at how you use the document in practice.

Custom solutions for your industry

Every business operates differently. That is why we take your industry, customers, working methods, and specific risks into account.

Our facts

  • Active since 2001
  • Lawyers and in-house counsel
  • Fixed rates in advance
  • Tailored legal solutions for entrepreneurs
  • Thousands of agreements per year

Reviews (21)

Bianca

The communication was friendly and professional. The advice was not only legally sound but also practically feasible in daily practice. A party that delivers on what it promises on its website.

Priscilla

Good service and a clear working method. A perfect balance was struck between protecting our company and not scaring off customers. These documents will undoubtedly save us a lot of headaches in the future.

Wilco

The friendly approach immediately put us at ease. We received not only a document, but also a corresponding manual for its use. The document was flawlessly accepted by our investors.

Mehdi

Smooth communication and a clear proposal in the mailbox immediately. The review of our English contract was incredibly detailed and accurate. A reliable partner that strives for perfection in their documents.

Noah

We immediately got the right expert on the line for our specific problem. Reviewing and editing our terms and conditions has significantly improved the quality. A reliable partner that strives for perfection in their documents.

David

The working method was clear from the start. The concept was ready quickly and highly usable. A reliable partner who strives for perfection in their documents.

Amber

The process went smoothly and was well-organized. The price-quality ratio was good. Everything was delivered neatly and on time.

Judith

The initial meeting confirmed that we had made the right choice. Our questions were answered calmly and clearly. Fantastic value for money for this level of expertise.

Paul

It was clear right from the intake that we were dealing with specialists. The explanation of the tests was very helpful. The service was professional and personal.

Laurens

I am extremely pleased with the quick and adequate initial response. The process was organized in such a way that we achieved maximum output with minimal effort. The document was accepted flawlessly by our investors.

Nisrine

We received excellent assistance with our legal questions. The lawyer really took the time to understand our specific SaaS solution before starting to write. The service was professional and personal.

Walid

The first impression was simply excellent. The service felt personal and reliable. The service was professional and personal.

Eva

It was nice that we knew immediately who would be helping us. The delivery was within the agreed timeframe. These documents will undoubtedly save us a lot of headaches in the future.

Nassim

The friendly approach immediately put us at ease. The documents were neatly formatted and delivered directly in our house style. These documents will undoubtedly save us a lot of headaches in the future.

Latifa

Professionalism was evident from the very first moment. Our industry was taken into account. The service was professional and personal.

Milan

From day one, there was open and honest communication. The lawyer pointed out aspects we hadn't considered ourselves. These documents will undoubtedly save us a lot of headaches in the future.

Lotte

It felt good to be able to hand over the legal concerns immediately. We were able to easily add comments to the draft using a convenient system. Our business partners were impressed by the professionalism of the contracts.

Taha

The focus was immediately on the matters that were truly important to us. The transparency throughout the writing process provided a great deal of peace of mind and clarity. The final result aligns 100% with our high standards.

Saar

We received pleasant assistance from the very first contact. They did not make things unnecessarily difficult regarding minor changes outside the scope. The document was accepted flawlessly by our investors.

Samir

No waiting times or endless menus; we got someone on the line immediately. They thought along with us not only from a legal perspective but also from a practical one. The quality fully met our expectations.

Nizar

It immediately felt like a partnership rather than a simple service. The process was entirely digital and frictionless, which saved us a lot of time. It is clear that they have a passion for entrepreneurship.

Meet our office

Our ContractCheck, simply explained what can all go wrong.

Why MKB Juristen?

Since 2001, we have been active as a no-nonsense legal firm for entrepreneurs. We quickly get to the heart of the matter: with a thorough assessment, clear answers, and a document that works practically.

  • Nationwide coverage
  • First consultation free and without obligation
  • Fixed rates where possible
  • Affordable legal advice from lawyers and legal experts
  • Always a response within 4 hours

First, see how we work

A legal document requires trust. You see immediately who we are, how we help entrepreneurs, and why we do not work with standard templates.

  • You can view our working method before submitting an application
  • You will get a feel for the office and the people faster
  • The video supports the choice for customized legal solutions
  • After that, you can immediately request a quote or intake

What you can expect from us

We translate your situation into a legal document that you can actually use. You won't receive a loose template, but a document tailored to your business, agreements, and risks.

  • A clear roadmap: intake, concept, revision round, and final version
  • Practical explanation on how to use the document
  • Legal attention to liability, payment, and termination
  • Where possible, provide clarity in advance regarding price and delivery time
Are you unsure whether you should have the document drafted, checked, or amended?
During the initial consultation, we will determine the sensible course of action together. Afterward, you will know exactly where you stand.

Why customization?

A legal document only works well if it aligns with your business, agreements, risks, and industry. That is why we do not work with a standard generator, but with legal experts who assess your situation.

  • Prepared for your company
  • Telephone consultation included
  • No standard template
  • Review by legal specialists

What do you get?

You will receive a legal document that is practical and aligns with the agreements you wish to make.

  • Draft document or legal review
  • One adjustment round
  • Clear explanation where necessary
  • Fixed price where possible

The founders of MKB Juristen

Our organization consists of several small teams working within various legal fields. Each legal field has its own senior in-house counsel and/or lawyers.

Denian Wielhouwer

Corporate lawyer in corporate law & business expert

Denian Wielhouwer

Annelore Hendriks

Corporate lawyer, corporate law, administrative law

Annelore Hendriks

Ilja van Driel

Corporate law attorney, employment law

Ilja van Driel

Jaime Boogaers

Corporate law, ICT & privacy law, energy law attorney

Jaime Boogaers
Custom choices

Which choices determine the content?

Before drafting the agreement, you make a number of fundamental choices. These determine which clauses are given more weight and how the risks are distributed.

Choice or question Why this matters legally
Who is the formal employer? The party paying the wages and exercising authority determines many obligations; establish this unambiguously in connection with the Waadi.
Does hirer's liability apply? In the event of onward lending, you may become jointly and severally liable for payroll taxes and VAT; determine whether you wish to have a G-account or an indemnity.
Who bears the risk of illness and absence? Agree whether replacement, continued payment, or a reduction applies in the event of an employee's absence.
Which rate and which margin? Determine whether you pass on cost price plus margin and whether indexation or additional work is handled separately.
Is the workforce transferable? Specify whether the intermediary is permitted to employ the worker and what takeover fee applies in that case.
Clauses and provisions

Which components belong in a secondment-loan agreement?

A good secondment-secondment agreement describes the entire chain: from the lender via you (the borrower) to the seconder. The components below ensure that all parties know what to expect and where their responsibilities begin and end.

Provision Relevant to Legal point of attention
Parties and division of roles Always Name the lender, borrower, and intermediary, and who acts as the formal employer, so that the triangular relationship is legally sound.
Description of the worker Always Define the function, qualifications, scope, and period so that it is clear what performance is being delivered.
Rates and invoicing Always State the hourly rate, margin, payment terms, and chargeback to the lender to avoid disputes regarding costs.
Instructional authority and management Always Determine who exercises daily management and supervision; this determines liability and the Working Conditions Act.
Liability and indemnification Always Distribute the risks for damage, accidents, and non-performance and include indemnities between the links.
Safety and Health For work on location Document who is responsible for safe working conditions and instruction at the actual workplace.
Confidentiality and data Upon access to confidential data Protect business information and regulate the processing of personal data in accordance with the GDPR.
Duration, termination and end Always Determine the duration, notice period, and consequences of early termination of the hiring or sub-lending.
Use in practice

How do you use this document correctly?

The agreement only works if all links in the chain adhere to the same agreements. Follow the steps below to implement the document correctly.

Situation What should you do? Point of attention
Before the start Check the lender's Waadi registration with the Chamber of Commerce Borrowing from an unregistered party significantly increases your liability risk.
Upon signing Have all three parties sign or enter into mirrored agreements In this way, the distribution of liability runs consistently through the entire chain.
During the operation Record hours worked, instructions, and incidents in writing In the event of disputes regarding the rate or damages, you have evidence.
At termination or renewal Confirm termination or extension in writing and verify You prevent tacit continuation and unexpected chargebacks.
Common mistakes

Common mistakes

In secondment and subcontracting, most problems arise from an unclear division of roles and underestimating liability. Watch out for these pitfalls.

Wrong Consequence Better approach
No written record Lack of clarity regarding rates, management, and liability in the event of a dispute Document the entire love triangle in writing before commencement.
Waadi registration not checked Potential fine and increased liability risk Check in advance whether the lender is registered as a labor intermediary.
Wage parity regulation ignored Additional assessment of wages and claims of the worker Ensure that the remuneration aligns with what applies to the hirer's own staff.
Liability not passed on You remain liable for damage caused by the lender Include binding indemnities between all links.
No agreement regarding absence or replacement Downtime and cost discussion during illness Arrange in advance for replacement, continued payment, or a discount in case of absence.
Risk profile

What is your situation and what do you pay attention to?

The points of attention differ per role in the chain. Check which situation applies to you.

Risk profile Example Focus in the document
You borrow in order to lend out You act as an intermediary between the lender and the end user Monitor your margin and pass liability up and down.
You are the end user (borrower) The worker actually works at your location Occupational Health and Safety Regulations, instruction authority, and safety in the workplace.
Long-term or structural commitment The workforce has been active for an extended period Pay attention to the risk of alleged employership and the wage parity rules.
Access to confidential data The worker sees company or personal data Include confidentiality and arrange processing in accordance with the GDPR.
Additional documents

When is this document not enough?

A secondment-sub-secondment agreement regulates the deployment of a worker within a chain. For other forms of cooperation or risks, you require additional documents.

Situation Supplementary document Why
Situation Data Processing Agreement If the seconded employee processes personal data on your behalf, document the GDPR obligations separately.
Situation Confidentiality Agreement When accessing sensitive business information, a separate NDA provides additional protection for your interests.
Situation Cooperation Agreement If you wish to collaborate with the other party on a structural basis, formalize the broader collaboration.
Explanation of this document

Drafting a secondment and loan agreement: why?

Not every entrepreneur knows exactly what secondment and subcontracting agreements are, when they are needed, and which risks they must cover. Therefore, we explain below what this document entails, what to look out for, and why legal customization is important.

What is a secondment-lending agreement?
A hiring-on-lending agreement is the agreement whereby a party—the intermediary—hires a worker from a lender and subsequently lends that worker on to an end client. The intermediary acts as a link in the chain: he is the hirer to the lender and the lender to the end client. This triangular relationship is particularly common in the ICT sector and business services, where an intermediary—a secondment or mediation agency—places specialist freelancers or permanent employees with end clients. The hiring-on-lending agreement regulates two legal relationships simultaneously: the conditions under which the intermediary hires, and the conditions under which he lends on to the end client. Our lawyers draft hiring-on-lending agreements for intermediaries, hirers, and lenders that correctly pass on Waadi obligations, close the chain of liability, address the risks of the DBA Act regarding the on-lending of freelancers, and anticipate the Wtta as of 2027.
How do you correctly pass on the Waadi obligations through the chain?
In a secondment-subcontracting chain, the obligations of the Labour Allocation by Intermediaries Act (Waadi) on two levels simultaneously. The intermediary, as the hirer, must inform the lender about the terms of employment applicable to comparable positions at their company — the hirer’s remuneration. The intermediary, as the lender, must in turn require the end client to inform them about the terms of employment at the end client, so that the seconded employee is entitled to the hirer’s remuneration at the end client. If the subcontracting chain fails to organize this flow of information correctly, liability gaps arise: the intermediary is held liable for a difference in hirer’s remuneration that they could not have prevented because they did not receive the information. Your secondment-subcontracting agreement must correctly pass on these information obligations as a chain clause. Our lawyers close the liability gaps in your chain.
How do you divide liability for damage caused by the loaned employee?
If the loaned employee causes damage to the end client—due to an error, a security incident, or a workplace accident—the question of liability is complex. As the formal employer, the lender is liable to the employee for health and safety obligations within their own sphere. As the de facto employer, the end client is liable for the working conditions at their location. The intermediary stands in the middle and risks claims from both sides. Your hiring-sub-lending agreement must specify the distribution of liability per scenario: the end client indemnifies the intermediary for damage arising from unsafe working conditions at their location; the lender indemnifies the intermediary for damage arising from shortcomings of the employee themselves. Our lawyers structure the indemnity chains so that each link bears its own risk.
How does it work at MKBjuristen?
After a brief intake, our lawyers map out the structure of your chain, the roles of all parties, and your specific risks. Based on this, we draft a secondment-secondment agreement that correctly passes on the Waadi obligations as a chain provision, closes the liability chain, addresses the risks associated with the secondment of self-employed professionals, and anticipates the Wtta as of 2027.
Are you unsure whether your document is legally correct? We would be happy to assess the sensible course of action: drafting, reviewing, or amending.
Request a quote

Why not use a standard document?

A standard document often seems like a quick solution, but usually does not fully align with your company, agreements, risks, and way of working. Our legal experts draft documents that fit your situation.

Standard document
SME Lawyers
Not tailored to your business
Tailored to your company, industry, and working methods
No control over your specific situation
Consultation with a lawyer and assessment of your risks
Possibly outdated or incomplete
Verification of current and practical provisions
No personal explanation
Explanation regarding the use of the document

A standard document seems cheap, until it doesn't fit your situation properly. That is why we provide custom legal solutions tailored to your business.

Custom solutions per industry and company

Every business operates differently and faces different legal risks. Therefore, we tailor the document to your industry, customers, agreements, and way of working.

Webshops & e-commerce

Focus on online sales, delivery, returns, complaints, payment, digital products, and consumer regulations.

Business services

Attention to the assignment, additional work, liability, payment, termination, and reliance on client information.

Construction, installation & execution

Attention to planning, delivery, warranties, additional work, materials, delays, and liability risks.

Software, SaaS & digital services

Attention to licenses, availability, support, updates, data, intellectual property, and limitation of liability.

Trade, supply & wholesale

Attention to delivery, transport, payment, retention of title, warranties, delivery times, and international agreements.

Consultants, freelancers & advisors

Attention to scope, best efforts obligations, cancellation, payment, liability, and confidential information.


A legal document only has value if it suits your practice. That is why we look not only at the text, but also at how you use the document in your business.

Common mistakes with legal documents

A legal document often seems simple, but small errors can have major consequences later on. In practice, we see that entrepreneurs run the greatest risk when a document does not align well with their business, agreements, or way of working.

  • Using a standard document that does not suit the company
  • Forgot important agreements regarding payment, delivery, liability, or termination
  • Have a document generated without legal review
  • Continuing to use old documents while the company has changed
  • Not knowing how the document should be used correctly in practice

A legal document only prevents problems if it suits your situation. That is why we look not only at the text, but also at your company, agreements, and risks.

Why is a standard document often not enough?

Because a standard document does not take into account your industry, customers, risks, and specific agreements, important provisions may be missing or not align well with your practice.

Can I create a legal document myself using AI?

AI can assist in creating text, but does not independently assess whether the document is legally appropriate, complete, and usable for your business. Legal review therefore remains important.

When do I need to have my document checked?

Have your document checked if your business has changed, you have new customers or services, you have doubts about existing agreements, or the document has not been updated for a long time.

Will I also receive an explanation about the use of the document?

Yes. We explain how to use the document in practice, what to look out for, and which steps are important to prevent disputes afterwards.

Contact us

Annelore Hendriks

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SME Lawyers at the Chamber of Commerce Source: Chamber of Commerce 2019
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