Custom legal document

Drafting a reminder

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SME Lawyers

Don't take a gamble on this: holes in a self-made document have major consequences.
Have a lawyer review it and save yourself doubt, setbacks, and exorbitant costs.

  • Truly Tailor-Made Legal Solutions
  • Fixed rates
  • Pay later after draft
  • Free adjustment round
  • Delivered within 5 working days
  • Express delivery possible
  • Available in Dutch and English

How does it work?
Our services include a free consultation, a draft document, a revision round, and a final document. We invoice after sending the draft document.

Experience with legal services for entrepreneurs since 2001
Lawyers and legal professionals.Direct contact with a specialist who thinks practically.
Fixed rates.Where possible, clarity regarding costs in advance.
Within 4 hoursWe respond quickly to your request.
  • We worked for, among others:
  • MKBjuristen.nl partner
  • MKBjuristen.nl partner
  • MKBjuristen.nl partner
  • MKBjuristen.nl partner

We worked for, among others:

An incorrect document often provides a false sense of security.
You think everything is taken care of, but only discover whether the document actually works during a conflict or claim.

1

Free intake

We discuss your company, the purpose of the document, and the key risks.

2

Draft or check

We draft a custom document or review your existing document legally.

3

Final version

You will receive a final version with instructions on correct usage.

Mr. Jaime Boogaers
Mr. Jaime Boogaers
Corporate Law
Attorney, 16 years of experience

A legal document must not only be legally correct. Above all, it must align with how the entrepreneur will actually use the document

  • Lawyers and in-house counsel
  • Active since 2001
  • Affordable custom legal services
  • Always focused on practical use

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Choose whether you want to have the document drafted, checked, or modified. Prices and options vary per document.

From 99
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from 99.- per document

Do you already have a document, but are unsure if it is still correct? We check content, risks, and practical usability.

from 99.- per document

Is your document outdated, copied, generated with AI, or no longer suitable? We check and adjust the document.

About us

Our expertise

Our lawyers and in-house counsel specialize in drafting, reviewing, and amending legal documents and contracts. We look not only at the legal text but also at how you use the document in practice.

Custom solutions for your industry

Every business operates differently. That is why we take your industry, customers, working methods, and specific risks into account.

Our facts

  • Active since 2001
  • Lawyers and in-house counsel
  • Fixed rates in advance
  • Tailored legal solutions for entrepreneurs
  • Thousands of agreements per year
  • Customization
  • About us
from 99.- per document

Do you already have a document, but are unsure if it is still correct? We check content, risks, and practical usability.

  • Our legal expert spends 0.5 to 1.5 hours on the check
  • Telephone intake with a lawyer
  • Checks on content, risks, and practical usability
  • Attention to liability, payment, and termination
  • Concrete points for improvement and legal advice
  • Delivered within 3 working days, express delivery possible
from 99.- per document

Is your document outdated, copied, generated with AI, or no longer suitable? We check and adjust the document.

  • Our legal expert spends 0.5 to 1.5 hours checking and making adjustments
  • Telephone intake with a lawyer
  • Verification of the existing document
  • Adaptation to your business and working methods
  • Suitable for new services, customers, or risks
  • Delivered within 5 working days, express delivery possible

About us

Our expertise

Our lawyers and in-house counsel specialize in drafting, reviewing, and amending legal documents and contracts. We look not only at the legal text but also at how you use the document in practice.

Custom solutions for your industry

Every business operates differently. That is why we take your industry, customers, working methods, and specific risks into account.

Our facts

  • Active since 2001
  • Lawyers and in-house counsel
  • Fixed rates in advance
  • Tailored legal solutions for entrepreneurs
  • Thousands of agreements per year

Reviews (21)

Jesse

We came in with a vague idea, but were immediately presented with concrete steps. The document was legally well-substantiated. The final result aligns 100% with our high standards.

Soukaina

It felt good to be able to hand over the legal concerns immediately. The comments were concrete and immediately usable. It is clear that they have a passion for entrepreneurship.

Lars

The contact felt professional and approachable. Their proactive approach to the termination clauses saved us from future problems. Our customers are responding positively to the clear general terms and conditions.

Fleur

Very clear and professional guidance. The clarity of the penalty clauses leaves no room for interpretation. Our business partners were impressed by the professionalism of the contracts.

Mustafa

Our questions were taken seriously. They managed to get a stalled negotiation moving again by proposing a clever compromise. Our business partners were impressed by the professionalism of the contracts.

Roy

We quickly gained a clear picture of the possibilities. The contract was formulated in such a way that both parties felt good about it. Fantastic value for money for this level of expertise.

Hajar

The lawyer's sharp questions immediately got us thinking. The draft was delivered faster than promised in the quotation. Fantastic value for money for this level of expertise.

Anne

We were looking for certainty and received it immediately in the first meeting. The fee structure was transparent, so we knew exactly where we stood during the process. A party that delivers on what it promises on its website.

Kenza

The communication was friendly and professional. The lawyer effectively translated our situation into the document. Everything was delivered neatly and on time.

Edwin

It was immediately clear which steps we needed to go through. The review of our English-language contract was incredibly detailed and accurate. It is clear that they have a passion for entrepreneurship.

Chaimae

Very clear and professional guidance. The lawyer showed great commitment to safeguarding our interests. It is clear that they have a passion for entrepreneurship.

Karima

Excellent communication and a carefully drafted document. The attention to detail when reviewing the fine print was phenomenal. The quality fully met our expectations.

Amber

The process went smoothly and was well-organized. The price-quality ratio was good. Everything was delivered neatly and on time.

Emre

Action was taken quickly and work was carried out meticulously. The discussion regarding specific non-compete clauses was handled very professionally. Our clients respond positively to the clear general terms and conditions.

Sanne

It immediately felt like a partnership rather than a simple service. The risks we were willing to take were assessed strictly but fairly. Our business partners were impressed by the professionalism of the contracts.

Thomas

Our questions were taken seriously. The key points have been addressed effectively. The final result aligns 100% with our high standards.

Wouter

They really thought along with our situation. The empathy and understanding of the lawyer made this a very pleasant collaboration. It is clear that they have a passion for entrepreneurship.

Wilco

The friendly approach immediately put us at ease. We received not only a document, but also a corresponding manual for its use. The document was flawlessly accepted by our investors.

Jessica

They acted quickly and worked meticulously. The sharpness in the negotiations with our opposing counsel was impressive. It is clear that they have a passion for entrepreneurship.

Selma

The clear start gave us a lot of confidence for the rest of the process. Legal jargon was avoided where possible or explained in understandable language. These documents will undoubtedly save us a lot of headaches in the future.

Bert

Smooth communication and a clear proposal in the mailbox immediately. We greatly appreciated the pragmatic approach to resolving the bottlenecks. Our customers respond positively to the clear general terms and conditions.

Meet our office

Our ContractCheck, simply explained what can all go wrong.

Why MKB Juristen?

Since 2001, we have been active as a no-nonsense legal firm for entrepreneurs. We quickly get to the heart of the matter: with a thorough assessment, clear answers, and a document that works practically.

  • Nationwide coverage
  • First consultation free and without obligation
  • Fixed rates where possible
  • Affordable legal advice from lawyers and legal experts
  • Always a response within 4 hours

First, see how we work

A legal document requires trust. You see immediately who we are, how we help entrepreneurs, and why we do not work with standard templates.

  • You can view our working method before submitting an application
  • You will get a feel for the office and the people faster
  • The video supports the choice for customized legal solutions
  • After that, you can immediately request a quote or intake

What you can expect from us

We translate your situation into a legal document that you can actually use. You won't receive a loose template, but a document tailored to your business, agreements, and risks.

  • A clear roadmap: intake, concept, revision round, and final version
  • Practical explanation on how to use the document
  • Legal attention to liability, payment, and termination
  • Where possible, provide clarity in advance regarding price and delivery time
Are you unsure whether you should have the document drafted, checked, or amended?
During the initial consultation, we will determine the sensible course of action together. Afterward, you will know exactly where you stand.

Why customization?

A legal document only works well if it aligns with your business, agreements, risks, and industry. That is why we do not work with a standard generator, but with legal experts who assess your situation.

  • Prepared for your company
  • Telephone consultation included
  • No standard template
  • Review by legal specialists

What do you get?

You will receive a legal document that is practical and aligns with the agreements you wish to make.

  • Draft document or legal review
  • One adjustment round
  • Clear explanation where necessary
  • Fixed price where possible

The founders of MKB Juristen

Our organization consists of several small teams working within various legal fields. Each legal field has its own senior in-house counsel and/or lawyers.

Denian Wielhouwer

Corporate lawyer in corporate law & business expert

Denian Wielhouwer

Annelore Hendriks

Corporate lawyer, corporate law, administrative law

Annelore Hendriks

Ilja van Driel

Corporate law attorney, employment law

Ilja van Driel

Jaime Boogaers

Corporate law, ICT & privacy law, energy law attorney

Jaime Boogaers
Custom choices

Which choices determine the content?

The appropriate reminder depends on your debtor and the nature of the agreement. These choices determine which rules apply and how you structure the reminder.

Choice or question Why this matters legally
Is your debtor a business or a consumer? For consumers, a 14-day notice is mandatory before you may charge collection costs (Article 6:96, paragraph 6 of the Dutch Civil Code); between businesses, different rules apply, as well as the statutory commercial interest rate (Article 6:119a of the Dutch Civil Code).
Does the debtor still need to be put in default, or has that already happened? If a strict payment deadline was agreed upon, default occurs by operation of law (Article 6:83 of the Dutch Civil Code); otherwise, a formal notice with a deadline (notice of default) is required (Article 6:82 of the Dutch Civil Code).
Do you wish to claim interest and collection costs? In that case, the demand notice must contain the claim and, for consumers, the statutory notice; otherwise, you may miss out on those costs.
Do your agreement or general terms and conditions state different terms or costs? Valid contractual agreements regarding payment terms, interest, or collection costs take precedence over the statutory standard and determine the content of the demand letter.
How long has the claim been outstanding? Pay attention to the limitation period; many commercial claims become time-barred after five years (Article 3:307 of the Dutch Civil Code), which affects your urgency and the interruption of the limitation period.
Clauses and provisions

What items belong in a demand letter?

A demand letter is more than a reminder: it often sets a final deadline for payment and can simultaneously serve as a notice of default. These are the elements that make the demand letter legally sound, along with the specific points our legal experts focus on for each component.

Provision Relevant to Legal point of attention
Clear description of the claim Always State the invoice number, date, the outstanding amount, and the original due date, so that the claim is unequivocally established.
Final payment term (demand) Always Set a reasonable period within which payment must still be made; this written demand with a deadline places the debtor in default after its expiration (Article 6:82 of the Dutch Civil Code).
Notification of absence and consequences Always Explicitly state that default occurs if payment is not received and what the consequences are, so that the debtor is warned.
Entitlement to statutory (commercial) interest In case of late payment Announce that interest is due; between businesses, the statutory commercial interest applies (Article 6:119a of the Dutch Civil Code), while for consumers, the ordinary statutory interest applies (Article 6:119 of the Dutch Civil Code).
Notice of extrajudicial collection costs In case of non-payment State that collection costs will be charged (Article 6:96 of the Dutch Civil Code); for consumers, the mandatory 14-day prior notice applies (Article 6:96 paragraph 6 of the Dutch Civil Code).
Payment details and payment term Always Please include the account number, payment reference, and due date, so that payment is possible without excuse.
Announcement of next steps Recommended Indicate that in the event of non-payment, the claim will be handed over to a debt collection agency or legal proceedings will follow, so that the seriousness is clear.
Date, signature and evidentiary position Always Date and send verifiably (by email with delivery confirmation or registered mail), so that you can prove dispatch later.
Use in practice

How do you use this document correctly?

A reminder is only effective if the content, the time limit, and the sending are correct. Please note the following.

Situation What should you do? Point of attention
Prior Check whether a fatal deadline has already been set and whether the debtor is a business or a consumer This determines whether you still need to send a reminder and which legal rules apply.
When drafting Set a reasonable, concrete final deadline and state the consequences of non-payment A clear time limit accompanied by a formal demand places the debtor in default after its expiration (Article 6:82 of the Dutch Civil Code).
Among consumers First send the mandatory 14-day letter with the correct wording Without this letter, you cannot validly charge extrajudicial collection costs (Article 6:96 paragraph 6 of the Dutch Civil Code).
Upon shipment Send with verifiable proof and keep a copy and the proof of shipment You need this proof if the case leads to collection or legal proceedings.
Common mistakes

Common mistakes

We see these errors most often in practice, and it is precisely they that cost you interest, costs, or proof.

Wrong Consequence Better approach
Do not set a concrete final deadline The debtor does not default, and you cannot claim interest or costs Include a reasonable, concrete time limit with a formal demand (Article 6:82 of the Dutch Civil Code).
Skip the 14-day letter for consumers You lose the right to extrajudicial collection costs Send the mandatory 14-day letter first before charging collection costs (Article 6:96, paragraph 6 of the Dutch Civil Code).
Applying the wrong interest rate You are claiming too little or an incorrect amount Apply the statutory commercial interest between businesses (Article 6:119a of the Dutch Civil Code), and the ordinary statutory interest for consumers (Article 6:119 of the Dutch Civil Code).
No verifiable shipment You cannot prove dispatch and receipt in proceedings Send by registered mail or email with confirmation of receipt and keep everything.
Letting the claim sit for too long The claim may become time-barred and uncollectible Send a timely demand and, if necessary, interrupt the statute of limitations (Article 3:307 of the Dutch Civil Code).
Risk profile

What is your situation and what do you pay attention to?

The approach varies depending on the situation. If you recognize your situation, you know where the focus should lie.

Risk profile Example Focus in the document
Business debtor pays late Company with an outstanding invoice after the due date Demand for payment with time limit, claim for statutory commercial interest (Article 6:119a of the Dutch Civil Code) and collection costs.
Consumer does not pay Private customer with outstanding bill First the mandatory 14-day notice, only then collection costs (Article 6:96 paragraph 6 of the Dutch Civil Code).
A fatal payment deadline had been agreed upon The agreement specifies a strict final payment date Default occurs by operation of law (Article 6:83 of the Dutch Civil Code); the formal notice confirms and summons.
The claim has been outstanding for a long time The invoice dates from years ago Check the limitation period and interrupt the limitation period in a timely manner (Article 3:307 of the Dutch Civil Code).
Additional documents

When is this document not enough?

A formal demand is the final step before things get serious. In these situations, you need an additional or stronger measure.

Situation Supplementary document Why
The debtor is in default and you wish to formally invoke the consequences of default Notice of default A notice of default sets a final deadline and formally puts the debtor in default (Article 6:82 of the Dutch Civil Code).
Payment is overdue and you wish to have the debt collected Debt collection Our debt collection lawyers take over the claim and, if necessary, initiate legal proceedings.
The claim is at risk of becoming time-barred and you cannot yet initiate legal proceedings Interruption of prescription With a letter interrupting the limitation period, you validly maintain your claim (Article 3:317 of the Dutch Civil Code).
Explanation of this document

Drafting a demand letter, why?

Not every entrepreneur knows exactly what a payment reminder is, when you need them, and which risks they must cover. That is why we explain below what this document entails, what you should look out for, and why customized legal solutions are important.

What is a demand letter?
A demand letter is a formal written demand to a debtor to pay an outstanding invoice. The demand letter is the first official step in the collection process and marks the moment when you, as the creditor, begin to claim statutory interest and extrajudicial collection costs in addition to the outstanding amount. A demand letter is therefore more than a friendly reminder: it is a legal document with concrete consequences for cost settlement and the subsequent proceedings. A correctly drafted and demonstrably sent demand letter is indispensable if you wish to initiate legal proceedings later. Our lawyers will draft a legally correct demand letter for you and guide you through the entire collection process — from the initial demand to judgment and execution.
What is the difference between a payment reminder, a demand letter, and a notice of default?
These three terms are used interchangeably in practice, but legally there is an important distinction. A payment reminder is an informal initial contact after the payment term has expired: friendly in tone, without formal legal consequences. A demand letter is more formal and explicitly announces that you will take further steps in the event of non-payment, including charging interest and collection costs. A notice of default has a specific legal meaning pursuant to Article 6:82 of the Dutch Civil Code: it officially places the debtor in default, which is required to claim damages and for statutory interest to start accruing. However, for monetary claims, default often occurs pursuant to Article 6:119a of the Dutch Civil Code simply when the payment term expires, without the need for a separate notice of default. Our lawyers will advise you on which document is appropriate for your specific situation.
When do you send a reminder?
You send a formal demand letter as soon as an invoice remains unpaid after the payment term has expired and any subsequent payment reminder has yielded no results. You are not obliged to send a payment reminder first — for business debtors, you may send a formal demand letter immediately once the payment term has expired. A different rule applies to consumers: you are legally required to first send the so-called fourteen-day letter before you may charge extrajudicial collection costs. If you wait too long to send a formal demand letter, you run the risk that your claim will become time-barred. The limitation period for a monetary claim is in principle five years pursuant to Article 3:307 of the Dutch Civil Code, but may be shorter for commercial agreements.
What is the fourteen-day letter and when is it mandatory?
The fourteen-day letter is a legally required formal notice for claims against consumers. Pursuant to the Extrajudicial Collection Costs Standardisation Act (WIK), you may only charge extrajudicial collection costs to a consumer after you have given them a final written opportunity to pay within fourteen days, without announcing additional costs in that letter. The letter must meet strict content requirements: the outstanding claim must be specified, the fourteen-day period must commence on the day the letter is received, and the letter may not yet state that collection costs are due. If you fail to send the fourteen-day letter or send it incorrectly, the court may reject the claimed collection costs in their entirety. The fourteen-day letter does not apply to business debtors — in that case, you may immediately charge collection costs and interest based on your general terms and conditions or the law.
Which extrajudicial collection costs may you charge?
The amount of extrajudicial collection costs for claims against consumers is statutoryly capped pursuant to the Decree on Compensation for Extrajudicial Collection Costs. The compensation amounts to a minimum of 40 euros and increases via a sliding scale: 15 percent on the first 2,500 euros of the principal sum, 10 percent on the amount between 2,500 and 5,000 euros, 5 percent between 5,000 and 10,000 euros, 1 percent between 10,000 and 200,000 euros, and 0.5 percent on the amount exceeding 200,000 euros, up to a maximum of 6,775 euros. For business debtors, these maximums do not apply if the parties have agreed on higher compensation in their agreement or general terms and conditions. A well-structured set of general terms and conditions therefore directly influences what you can recover. Our lawyers check whether your general terms and conditions are properly structured in this regard.
Do you need to send a reminder by registered mail?
You are not legally obliged to send a demand letter by registered mail , but it is strongly recommended. Registered mail provides proof that the letter was delivered to the addressee, which can be of crucial importance in any potential legal proceedings. A debtor claiming never to have received the demand letter can be refuted by means of registered mail. Sending by email may also suffice if you can demonstrate that the email was received or read, but the evidentiary position is then less strong. Our lawyers advise you to preferably opt for registered mail *and* a confirmation by email, so that you have proof of sending and receipt through two channels.
How many reminders do you have to send before you can take legal action?
One. Legally, one demand letter sufficient to proceed with legal proceedings in the collection process. You do not need a second or third demand letter. In fact, sending multiple demand letters in quick succession signals to your debtor that there will always be another chance, which delays payment rather than expedites it. For consumers, the fourteen-day letter is the only mandatory demand letter required before charging collection costs. For business debtors, after one demand letter, you can immediately proceed to outsource collection or initiate legal proceedings. Our lawyers assess the most efficient approach for each case.
What do you do if the debtor still does not pay after the reminder?
If payment remains outstanding following your formal demand, you have the choice between an out-of-court process or a judicial procedure. Out-of-court, you can engage a debt collection lawyer or agency to continue demanding payment from the debtor on your behalf and negotiate a payment arrangement. Judicially, you can initiate summons proceedings before the competent court to obtain a judgment, after which a bailiff can execute the claim. For undisputed claims against business debtors exceeding €25,000, the district court has jurisdiction, and legal representation by a lawyer is mandatory. For smaller claims, the sub-district court can be approached, without a mandatory lawyer, but with the option to leave it to us for a competitive fixed price. Our lawyers will advise you on which process offers the best chance of success in your situation at the lowest cost.
What is included in a legally correct demand letter?
A proper demand letter contains at least the following elements: your full name and address details as the creditor, the full name and address details of the debtor, a clear description of the outstanding claim including invoice number and date, the outstanding amount, the new payment term you are setting, a notice stating that you will charge statutory interest and extrajudicial collection costs in the event of non-payment, the account number and payment reference, and a statement that you will take further legal action if payment is not received. For the fourteen-day notice for consumers, additional requirements apply regarding wording and the setting of the time limit. An incorrectly drafted demand letter can undermine your entitlement to interest and costs — have a lawyer draft or review your demand letter if interests are at stake.
Can the debtor be held liable for your legal fees?
In principle, as the plaintiff in legal proceedings, you bear your own legal fees, unless the judge issues an order for costs. However, such an order for costs is based on a fixed liquidation rate that rarely fully covers the actual legal fees. If you have included a full recovery clause in your general terms and conditions , you can charge business debtors the actual out-of-court costs — including legal fees. This is one of the reasons why good general terms and conditions and a legally correct demand letter are inextricably linked. Our lawyers review your entire file regarding this point before drafting a demand letter.
How does it work at MKBjuristen?
After a brief intake, our lawyers map out your claim, your contractual position, and your general terms and conditions. Based on this, we draft a demand letter that is legally correct, strikes the right tone, and provides maximum protection for your claim for interest and collection costs. Has the debtor previously failed to pay, or are there indications that they will not pay even after the demand letter? In that case, we immediately advise you on the most effective next step: enforcing a payment arrangement, placing a provisional attachment to secure recovery, or immediately initiating legal proceedings. We guide you through the entire process — from the first demand letter to judgment and execution.
Are you unsure whether your document is legally correct? We would be happy to assess the sensible course of action: drafting, reviewing, or amending.
Request a quote

Why not use a standard document?

A standard document often seems like a quick solution, but usually does not fully align with your company, agreements, risks, and way of working. Our legal experts draft documents that fit your situation.

Standard document
SME Lawyers
Not tailored to your business
Tailored to your company, industry, and working methods
No control over your specific situation
Consultation with a lawyer and assessment of your risks
Possibly outdated or incomplete
Verification of current and practical provisions
No personal explanation
Explanation regarding the use of the document

A standard document seems cheap, until it doesn't fit your situation properly. That is why we provide custom legal solutions tailored to your business.

Custom solutions per industry and company

Every business operates differently and faces different legal risks. Therefore, we tailor the document to your industry, customers, agreements, and way of working.

Webshops & e-commerce

Focus on online sales, delivery, returns, complaints, payment, digital products, and consumer regulations.

Business services

Attention to the assignment, additional work, liability, payment, termination, and reliance on client information.

Construction, installation & execution

Attention to planning, delivery, warranties, additional work, materials, delays, and liability risks.

Software, SaaS & digital services

Attention to licenses, availability, support, updates, data, intellectual property, and limitation of liability.

Trade, supply & wholesale

Attention to delivery, transport, payment, retention of title, warranties, delivery times, and international agreements.

Consultants, freelancers & advisors

Attention to scope, best efforts obligations, cancellation, payment, liability, and confidential information.


A legal document only has value if it suits your practice. That is why we look not only at the text, but also at how you use the document in your business.

Common mistakes with legal documents

A legal document often seems simple, but small errors can have major consequences later on. In practice, we see that entrepreneurs run the greatest risk when a document does not align well with their business, agreements, or way of working.

  • Using a standard document that does not suit the company
  • Forgot important agreements regarding payment, delivery, liability, or termination
  • Have a document generated without legal review
  • Continuing to use old documents while the company has changed
  • Not knowing how the document should be used correctly in practice

A legal document only prevents problems if it suits your situation. That is why we look not only at the text, but also at your company, agreements, and risks.

Why is a standard document often not enough?

Because a standard document does not take into account your industry, customers, risks, and specific agreements, important provisions may be missing or not align well with your practice.

Can I create a legal document myself using AI?

AI can assist in creating text, but does not independently assess whether the document is legally appropriate, complete, and usable for your business. Legal review therefore remains important.

When do I need to have my document checked?

Have your document checked if your business has changed, you have new customers or services, you have doubts about existing agreements, or the document has not been updated for a long time.

Will I also receive an explanation about the use of the document?

Yes. We explain how to use the document in practice, what to look out for, and which steps are important to prevent disputes afterwards.

Contact us

Annelore Hendriks

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SME Lawyers at the Chamber of Commerce Source: Chamber of Commerce 2019
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