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Costs of starting a business in Dubai: realistic budget

What does a Dubai company really cost? Free zone license 4,000-15,000 euros, mainland more expensive, plus residency, office, and annual costs.

Published on September 12, 2026 by MKBjuristen.nl
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What does a Dubai company really cost? Marketing figures for “Dubai from 5,000 euros” are license-only — actual costs are many times higher. Realistic: 15,000-50,000 euros all-in for the first year (license, office, visas, consultants), 10,000-35,000 euros ongoing. Plus substance costs for Dutch tax authority protection. Below is the full budget per scenario.

The short answer

  • First year minimum: 13,000-25,000 euros (free zone freelance solo).
  • First year average: 25,000-50,000 euros (free zone LLC with a good setup).
  • First year expanded: 50,000-100,000 euros (mainland with substance).
  • Ongoing: 60-75% of first-year costs.
  • Plus substance: 30-100k extra/year for NL protection.

Cost items in detail

Dubai setup costs

1. License

  • Freelance permit (GoFreelance.ae, IFZA Freelancer): 5,000-8,000 euros/year.
  • Free zone LLC (IFZA, Meydan): 4,000-12,000 euros/year.
  • Premium free zone (DMCC, DIFC, ADGM): 10,000-25,000 euros/year.
  • Mainland LLC: 8,000-25,000 euros/year.
  • Specific licenses (financial, healthcare, etc.): + 5,000-30,000 euros.

2. Office

  • Virtual office/flex desk: 1,500-5,000 euros/year.
  • Serviced office (shared): 5,000-15,000 euros/year.
  • Private office in shared space: 10,000-25,000 euros/year.
  • Your own dedicated office: 15,000-100,000+ euros/year (depending on location and size).

Plus: Ejari registration (~200 euros), DEWA (utilities) at own office.

3. Visa and residency

  • Visa per person: 1,500-3,500 euros.
  • Medical test: ~500 euros.
  • Emirates ID: ~300 euros.
  • Insurance: 1,500-5,000 euros/year health (mandatory).
  • Family dependent visa: 1,000-2,500 euros per person.

4. Advisors and setup

Dubai company budget
  • UAE business setup consultant: 2,000-7,000 euro setup.
  • Dutch tax specialist consultation: 3,000-10,000 euro setup.
  • UAE tax specialist: 2,000-7,000 euros setup, 3,000-10,000 euros/year ongoing.
  • Legal (deed of incorporation, articles of association): 1,500-5,000 euros.
  • Notary and translation: 1,000-3,000 euros.

5. Bank

  • Setup and account opening: 500-2,000 euros for the advisor.
  • Minimum balance: at premium banks 50,000-250,000 AED (keep 12,000-60,000 euros in account).
  • Monthly maintenance: 100-500 euros/month.

6. Other costs

  • Letterhead, website customization: 500-2,000 euros.
  • Accounting software: 500-2,000 euros/year.
  • Marketing for local market entry: variable.
  • Home and lifestyle: separate category (see below).

Scenarios per profile

Scenario A: Solo freelancer, minimum

ElementCosts
Freelance permit (GoFreelance/IFZA)5.500
Virtual office2.000
Visa + medical + ID2.300
Insurance1.500
Setup advisor2.500
Notary/translation800
First year total14.600
Ongoing/year~10.000

Scenario B: Free zone LLC, normal

ElementCosts
IFZA LLC license8.000
Serviced office7.000
2x visa + medical + ID4.500
Insurance for 2 people4.000
Dutch tax specialist setup6.000
UAE tax specialist setup4.000
UAE business consultant3.500
Miscellaneous (notary, translation, bank)3.000
First year total40.000
Ongoing/year~25.000

Scenario C: Mainland LLC with substance

ElementCosts
Mainland LLC license15.000
Real office20.000
3x visa (founder + 2 employees)6.500
Insurance6.000
2 UAE employees salary50.000
Dutch tax specialist + UAE tax specialist15.000
Miscellaneous5.000
First year total117.500
Ongoing/year~95.000

Often forgotten costs

  • Travel between the Netherlands and Dubai (in the case of partial emigration): 5,000-15,000 euros/year.
  • Living in Dubai vs. the Netherlands: apartment rent Dubai Marina 36,000-72,000 euros/year.
  • International school for children: 12,000-25,000 euros/child/year.
  • Car Dubai: 15,000-50,000 euros (purchase), 200-500/month (lease).
  • Lifestyle (going out, leisure): comparable to or more expensive than the Netherlands.

Honest recommendation

Advisor discusses total costs

Calculate realistically — no “starting from 5,000 euros” marketing. For a solo freelancer, a minimum of 15k for the first year; for a good LLC setup, 35-45k. For mainland with substance: 100k+. Always factor in lifestyle costs. For those seriously considering it: a detailed budget with a UAE advisor (€500-€2,000 for a consultation) prevents surprises.

For other topics: step-by-step plan, cheapest route and freezone licenses.

Frequently Asked Questions

How much does the first year cost?

Solo freelancer minimum: 13-25k euros. Free zone LLC normal: 25-50k euros. Mainland LLC with substance: 50-100k+ euros. Ongoing: 60-75% of first year. Plus Dubai lifestyle costs (housing, school, etc.).

Is “from 5,000 euros” correct?

No – that is license-only for the cheapest freelance permit. Actual costs are 3-10x higher due to office, visa, consultants, insurance, and bank setup. Calculate realistically with a UAE consultant, not marketing rates.

Which license is the cheapest?

IFZA freelance permit (~5,500 euros) or GoFreelance.ae (~5,500 euros). For LLC: IFZA Meydan (~4,000-8,000 euros/year). Premium free zones (DMCC, DIFC) 10-25k. Mainland 8-25k. Rates depend on industry and office size.

Advisors mandatory?

Not legally required, but practically so. UAE business consultant for setup (2-7k), Dutch tax specialist for Dutch aspects (3-10k), UAE tax specialist for compliance (2-7k setup + 3-10k/year). The investment pays for itself.

Bank charges?

Setup with advisor 500-2k euros. Minimum balance at premium banks 50,000-250,000 AED (12-60k euros). Monthly maintenance 100-500 euros/month. For SMEs: mid-market banks (Mashreq, Emirates NBD, RAK Bank) have lower thresholds.

Substance costs separately?

Yes – on top of the basic package. For Dutch protection: 30-100k euros/year for a real office (above flex desk), UAE employee/director, board meetings, local accountant. Required for higher profits and Dutch exposure.

Lifestyle costs?

Often forgotten: apartment rent Dubai Marina 36-72k/year, international school 12-25k/child, car 15-50k purchase + 5-10k/year, private insurance 3-10k/year. Lifestyle comparable to or more expensive than the Netherlands.

Please note: an article provides general information, but your legal situation may turn out differently.

A contract, conflict, or legal risk must always be assessed based on the facts, documents, evidentiary position, and interests. Are you in doubt? Have your situation assessed before you act.

Legal question regarding this article?

A blog provides explanation, but your situation often requires a concrete legal choice. MKB Juristen helps entrepreneurs with contracts, terms and conditions, GDPR documents, employment documents, disputes, and customized legal solutions.

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